The spreadsheet only one person opens
It always ends up being the same person who writes it down, who remembers and who chases. And that person gets fed up before anyone else.
Shared expenses
Who paid what, and what you're owed
One person has the electricity on direct debit, another paid for the big shop and a third fronted the sofa. By the end of the month nobody remembers anything, and the conversation is awkward precisely because nobody has the numbers.
What happens without it
The cents that don't add up
Splitting 84.37 three ways gives 28.123333. Rounding by eye leaves a cent short or spare, and the total stops adding up exactly when somebody checks it.
Five transfers to settle three debts
A owes B, B owes C and C owes A. Without sorting it out, everyone pays their own and three times the necessary transfers get made.
How it gets sorted
It splits as you enter it
Put in the amount, who paid, and who it's between. The split is done in whole cents with the largest-remainder method, so the parts always add up to exactly the total. Not one cent lost to rounding.
The balance is worked out, not stored
Every time it's looked at, it's recalculated from the expenses. That means correcting last week's amount fixes the balances immediately, instead of leaving a discrepancy nobody can trace.
The fewest transfers
When you settle up we tell you exactly who pays whom and how much, in the smallest number of moves possible: never more than one transfer per person minus one.
And what you buy is entered on its own
If you use the shopping list, marking the receipt as paid brings the expense in already split. The one case people most often forget to record stops depending on anyone remembering.
A month in a flat of four
- Day 1The electricity bill: £96. Entered in ten seconds and split four ways.
- Day 8Big shop, £84.37. Whoever went ticks the list off and the expense comes in on its own, already divided.
- Day 20One person has been away a week: they come off that particular expense and the split is redone.
- Day 30The month closes: two transfers instead of seven, and everyone knows exactly how much and to whom.
Questions
- Can I split an expense unevenly?
- Yes. Equal shares, percentages, proportional shares, or each person's exact amount. In every case the split is done in whole cents and the parts add up to the exact total.
- What if I make a mistake entering an expense?
- You correct it and that's that. Balances aren't stored, they're calculated each time from the expenses, so the correction shows up immediately for everyone without dragging a discrepancy along.
- Do I have to pay to split expenses?
- No. It's in the free plan, no card. The paid plans change limits on other things, not your ability to split costs.
- Can I try it without creating an account?
- Yes: the split calculator runs in your browser, with no sign-up and nothing saved. It's exactly the same calculation the app uses.
Start free, no card
Setting up a home takes under a minute, and you decide later whether you need anything more.